Saturday, December 10, 2011
Creditor won a small claims case and a judgement was made I pay the credit card debt. I made my payments for?
Creditor won a small claims case and a judgement was made I pay the credit card debt. I made my payments for 9 months to a Trustee. I became laid-off and I notified the Trustee that I could pay the debt at this time and I stilled owe a $3000. I told them the amount owed was off by $1000. They notified the Small Claims Court I defaulted on the judgement. I did not do anything. I received a letter from the Creditor for Offer of Comprise. I wrote to them and told them I was laid off and told them to provide the amount of debt still owed. They wrote back and just sent the Court Judgement Order and told me to pay the debt. They did not validated the amount I still owed from the Trustee. What can I do ? Can I go back/write Court and explain my situation ? I was told that The creditor would garnish by wages once I became employed. Is this true ? Is it easy for them to find out who my new potential employer ? Need advice soon. Have only a few days to reply. Thanks
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